If you live in Jersey, you might want to stay out of the water – unless you’d like to become shark bait.

Philly – THERE’S A curvy lady named Mary Lee cruising off the coast of the Jersey Shore.

Mary Lee’s a great white shark, arguably the most feared and most misunderstood animal on the planet, and just after 8 a.m. Thursday, the electronic tag that has been tracking her since 2012 “pinged” about 10 miles off the coast of Cape May County, between North Wildwood and Stone Harbor.

At 1:04 p.m., Mary Lee pinged again, this time about 12 miles off the coast a little farther north, right on the border of Avalon and Sea Isle City.

It’s important to be level-headed about the realities of shark attacks and . . . da duh, da duh . . . forget that. Mary Lee’s as big as a damn Volkswagen Beetle with a grill full of double-edged steak knives. It’s time to freak out. The experts agree.

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